insurance law blog

Employer Disability Coverage & ERISA Law: Governance and Restrictions

August 7, 2013

A US law blog on some important insurance issues facing employees. Employer provided long-term disability coverage is considered a company benefit. Employers are not required to provide this type of insurance. In fact, most employees who have this type of insurance purchase it outside of their company. For those who do have long term disability […]

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Life Insurance Giants Sanctioned

October 6, 2012

Over the past few years, the ING, MetLife, John Hancock and Prudential insurance companies have encouraged recipients of death benefits to put all of the money in a retained asset accounts. This account is then held by the insurance company as the death benefit recipient gradually withdraws portions of the fund. Insurance companies prefer this […]

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